Disability – Life Insurance
TERM
LIFE
Perfect for getting a large amount of coverage for a more affordable premium. If you’ve experienced a recent life-changing event such as recently getting married, having your first child, or even being laid off from your job it’s a great indicator to put a term life policy in place. Make sure that your family is taken care of by protecting your income in the case of the unexpected.
UNIVERSAL
LIFE
Universal is a unique solution that keeps a fixed face amount or death benefit while being a little more affordable than whole life premiums. This is a great fit if you’re older and whole life or term insurance might not be available to put in force, yet you want to make sure you have a set amount of coverage for your heirs or trust.
WHOLE
LIFE
While premiums may be considered more expensive for whole life insurance, you’re receiving a permanent insurance option while building equity or cash value. That’s correct, permanent insurance. It’s the only insurance policy that’s guaranteed 100% effective. It’s important for everyone of all ages to have a whole life policy.
DISABILITY
INSURANCE
For most, your most important asset is your ability to generate income. Life insurance is a great way to protect your income in the case of death but what if you experience a sudden injury or illness that puts you out of the job? Is there enough money in savings and other income streams to pay the bills? Disability insurance is a great solution to have in place to cover your greatest asset.