Personal Insurance for Business Owners & High-Net-Worth Families
Protecting the homes, vehicles, and lifestyles you’ve worked hard to build – with tailored coverage nationwide.
Personal Insurance
As a business owner, your personal life is often as complex as your professional one. At York Insurance Agency, we specialize in creating personal insurance programs designed for individuals and families with significant assets — from multiple vehicles and homes to valuable collections. We provide the expertise, independence, and carrier access needed to protect your entire lifestyle.
Why Choose York for Personal Insurance?
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Focused on Business Owners: We understand that your insurance needs extend beyond your company into your personal life.
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Tailored Programs: No two clients are the same — we design insurance plans that grow with you.
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Independent Access: We shop coverage across 150+ insurance carriers, ensuring competitive options for homes, vehicles, and specialty needs.
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Local Expertise: With offices in Colorado and Texas, we understand regional risks like hail, wildfire, and severe storms that can impact your assets.
The York Approach
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Discovery: We review your homes, vehicles, properties, and valuables to identify exposures.
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Design: We build a customized insurance program that balances coverage and cost.
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Protection: We shop annually to ensure you have the right policies with the right carriers.
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Support: Claims advocacy and ongoing reviews keep your insurance aligned with your lifestyle.
Our Personal Insurance Solutions
Homeowners Insurance
Your home is more than just property — it’s where your life happens. We offer coverage that protects your primary residence and ensures that rebuilding or repairs don’t disrupt your life. For high-value homes, we provide specialized policies that cover unique features and higher rebuilding costs.
Auto Insurance
From family SUVs to luxury cars or collector vehicles, our auto policies go beyond basic coverage. We work with carriers that specialize in high-value vehicles, multiple-car households, and even fleets for executives and entrepreneurs.
Personal Umbrella Insurance
When your personal liability exceeds the limits of standard home or auto policies, umbrella coverage steps in. For families with higher net worth, umbrella policies are an essential safeguard against lawsuits, accidents, or unexpected claims.
Vacation Homes & Rental Properties
Second homes, vacation cabins, or investment rental properties come with unique exposures. We design policies that address liability risks, property damage, and income protection when properties are rented out.
Valuables & Specialty Coverage
Jewelry, art, antiques, wine collections, and other valuables need coverage that standard policies often overlook. We provide specialty protection for the things that matter most to you.
Get a Free, No-Obligation Quote Today
Protect your home, cars, and lifestyle with confidence.
Contact York Insurance Agency today to build a comprehensive personal insurance program.
“We have multiple vehicles and properties, and keeping them all insured was becoming a headache. York Insurance Agency streamlined everything and even improved our coverage while saving us money. It’s great knowing we have one trusted team looking out for our family’s future.”
Mark & Alicia B., Denver, CO