Additional Insurance Coverage for Life’s Unique Risks

Comprehensive protection for the specialized, seasonal, and extraordinary aspects of your business and lifestyle.

Comprehensive Insurance Solutions for Every Need

Liquor Liability Insurance

Owning or operating a business that serves alcohol comes with unique responsibilities — and risks. Liquor liability insurance protects your business from claims that may arise if a patron you served causes injury or property damage due to intoxication. Even a single incident can have major financial implications, from legal fees to settlements, making this coverage essential for bars, restaurants, breweries, and event venues.

At York Insurance Agency, we tailor liquor liability coverage to your establishment’s specific operations, helping you meet state regulations and reduce risk exposure. Whether you’re hosting a one-time event or managing a full-service establishment, our policies provide peace of mind that your business is protected from unforeseen circumstances.

Farm & Ranch Insurance

Your farm or ranch is more than land — it’s your livelihood. Farm & Ranch Insurance provides a flexible blend of property, liability, equipment, and livestock coverage to protect your operations against loss. Whether you run a small hobby farm or a large-scale commercial enterprise, we’ll help you build a policy that protects everything from barns and tractors to livestock and farm vehicles.

Our team understands that every agricultural operation is different. That’s why we work closely with you to assess your specific risks — from weather damage and theft to crop and equipment losses — and ensure your policy provides full protection. With York Insurance Agency, your land, legacy, and lifestyle are always in good hands.

Event & Wedding Insurance

Big celebrations deserve big protection. Event and wedding insurance helps shield you from financial loss caused by cancellations, weather disruptions, vendor issues, or guest-related accidents. From intimate weddings to large corporate gatherings, this coverage ensures your investment in the event is secure, no matter what unexpected challenge arises.

York Insurance Agency partners with reputable carriers that specialize in event coverage, giving you a safety net against unforeseen disruptions. Whether you’re hosting in Colorado’s mountains or a Texas venue, we’ll help you design a policy that keeps your special occasion on track — and your stress levels low.

Non-profit & Charity Insurance

Running a non-profit or charity comes with distinct challenges — from protecting your board members to safeguarding volunteers and assets. Non-Profit Insurance provides essential protection against claims of negligence, mismanagement, or injury, helping your organization stay focused on its mission rather than legal or financial setbacks.

We offer policies that cover directors and officers (D&O) liability, general liability, property damage, and event risks. At York Insurance Agency, we take pride in helping non-profits of all sizes secure affordable coverage that meets their evolving needs, so they can continue doing good — safely and confidently.

Mountain Home Insurance

Owning a mountain home brings breathtaking views — and unique risks. Many standard homeowners policies don’t fully account for hazards like wildfires, extreme weather, or accessibility challenges. Mountain Home Insurance bridges those gaps, offering specialized protection for secondary or vacation homes located in higher-risk areas.

York Insurance Agency helps property owners build policies that cover structures, contents, and liability exposures specific to mountainous terrain. Whether your home is a seasonal getaway or a full-time residence, we’ll make sure your coverage fits your property’s location, use, and value — providing peace of mind no matter the altitude.

Seasonal Occupation Insurance

Seasonal businesses face unique insurance challenges — fluctuating schedules, variable equipment use, and specialized risks depending on the season. Seasonal Occupation Insurance provides coverage that flexes with your business, protecting your employees, equipment, and liability exposures when your operations are active.

Whether you handle snow removal, landscaping, or other seasonal services, York Insurance Agency can customize a policy that covers property damage, on-the-job injuries, and client claims. Our goal is to ensure your business is fully protected during peak months without overpaying during your off-season.

Med Spa Insurance

The aesthetics industry continues to grow — but so do the risks. Med Spa Insurance protects your practice from professional liability, property damage, and client claims related to cosmetic or medical aesthetic treatments. Whether your services include injectables, laser treatments, or advanced skincare, this coverage helps safeguard your reputation and financial stability.

York Insurance Agency works with insurers who specialize in healthcare and aesthetics, giving your med spa the tailored protection it needs. We’ll help you secure coverage for both medical directors and licensed professionals, ensuring that every part of your operation — from patient safety to property — is properly insured.

Classic & Supercar Insurance

Your vehicle is more than just transportation — it’s an investment and a passion. Classic and Supercar Insurance offers specialized protection that considers agreed value, limited usage, restoration costs, and parts replacement from qualified professionals. Unlike standard auto policies, this coverage ensures your car’s full value is protected in the event of damage or loss.

At York Insurance Agency, we work with insurers who understand the true worth of collectible and high-performance vehicles. Whether you own a vintage Porsche or an exotic supercar, our team will design a policy that keeps your investment protected — on the road and in storage.

Get a Free, No-Obligation Quote Today

No matter how unique your lifestyle or business may be, York Insurance Agency has the expertise and network to protect it.

Get the right coverage for the uncommon.

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“I came to York Insurance Agency looking for help insuring my mountain home and a few other hard-to-cover assets. Not only did they find policies that actually fit my needs, but they explained every option in a way that made sense. It’s rare to find an agency that handles both personal and specialty coverage with this level of care and expertise. I feel completely confident knowing everything I value — from my business to my weekend getaway — is protected under one roof.”

Matthew R., Denver, CO